Terms & Conditions

By accessing or using the services of CashHand Finance, you agree to be bound by the following Terms & Conditions. Please read them carefully before applying for any loan.

1. Eligibility

Applicants must be 18 years or older and legally eligible to enter into a contract. Valid identity, address, and income documents are mandatory.

2. Loan Approval

Loan approval is subject to verification, eligibility checks, and company policies. CashHand Finance reserves the right to approve or reject any application.

3. Interest Rates & Charges

Interest rates, processing fees, and other charges may vary depending on loan type, amount, tenure, and applicant profile. All applicable charges will be disclosed before loan approval.

4. Repayment

Loan repayments must be made on time as per the agreed schedule. Late payments may attract penalties or legal action.

5. Documentation

Applicants are responsible for providing accurate and complete information. Any false or misleading information may result in rejection or cancellation of the loan.

6. Data Privacy

Customer data is collected only for loan processing purposes. CashHand Finance follows reasonable security practices to protect customer information.

7. Changes to Terms

CashHand Finance reserves the right to modify these Terms & Conditions at any time without prior notice.

8. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to local court jurisdiction.

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